Creator at $29 a month is enough for weekly business videos of up to five minutes on an Avatar IV photo look, which HeyGen lists at 16 credits a minute, so 600 credits buys 37.5 minutes. Pro at $49 gives 1,000 credits and 4K export: choose it for Avatar V at 48 credits a minute, longer videos or many retakes.
The deciding number is credits per minute, and it depends on the avatar you pick, not the plan. HeyGen's help centre lists avatar video at 4 to 48 credits a minute by engine and look, so the same weekly script can cost twelve times as much on one avatar as on another. Below are what 600 and 1,000 credits buy at each published rate, a weekly-schedule test and a rule for choosing.
What Creator and Pro list, and what they leave to you
HeyGen's pricing page lists these monthly prices in USD:
| Plan | Monthly price | Credits | Longest video | Export | Other |
|---|---|---|---|---|---|
| Free | $0 | No credits; up to three videos a month (fewer in some regions) | 1 minute | Watermarked | One seat |
| Creator | $29 | 600 | 30 minutes | Up to 1080p, no watermark | Custom video avatar; Avatar V with limited usage |
| Pro | $49 | 1,000 | 30 minutes | Up to 4K, no watermark | Avatar V, first access to newer models, higher credit tiers |
Both are single-seat plans. All Pro tiers share the same features, with only credits changing: the page lists tiers from 1,000 credits at $49 up to 100,000 credits at $4,300 a month. Creator has no such ladder and, per HeyGen's help centre, cannot buy one-off credit packs, so when it runs dry the route is an upgrade to Pro. If your needs outgrow Pro because of team size rather than credits, the question changes, and the Business plan seat-cost verdict takes over.
The pricing page does not say how many credits a minute of video costs. HeyGen's help centre does, in its articles on using credits and on credit-based plans, which I read on 5 November 2026. The rate depends on the avatar engine and on whether the look was made from a photo or a video. HeyGen adds that usage can vary and that the editor shows the credit cost before you generate, where available. For the mechanics, see how HeyGen works: avatars, voices and credits explained.

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Buy nowHeyGen's published credit rates and what each plan buys
HeyGen's credit table lists five rates for avatar video. What each plan delivers at each rate is simple division, with the plan price spread across the credits:
| Avatar and credits per minute | Creator (600): minutes | Pro (1,000): minutes | Creator cost per minute | Pro cost per minute |
|---|---|---|---|---|
| Avatar III video look: 4 | 150 | 250 | $0.19 | $0.20 |
| Avatar III photo look: 7 | 85.7 | 142.9 | $0.34 | $0.34 |
| Avatar IV photo look: 16 | 37.5 | 62.5 | $0.77 | $0.78 |
| Avatar IV video look: 31 | 19.4 | 32.3 | $1.50 | $1.52 |
| Avatar V, photo or video look: 48 | 12.5 | 20.8 | $2.32 | $2.35 |
Two observations. First, cost per credit is almost identical: $29 / 600 is 4.8 cents and $49 / 1,000 is 4.9 cents. Pro is not cheaper per minute; it is simply a bigger bucket with a higher export ceiling. Second, the cost per minute swings twelvefold between the cheapest and the dearest avatar, a much bigger lever than the plan you pick. Add Custom Expressive Motion, which the same table prices at a further 40 credits a minute on Avatar IV, and a 16-credit photo look becomes 56. Choose the avatar and test it before choosing the plan.
The weekly test: do four videos fit?
A weekly schedule means four videos in most months and five in some. Divide a plan's minutes by five to get the longest safe video:
| Credits per minute | Creator: longest weekly video (5 a month) | Pro: longest weekly video (5 a month) |
|---|---|---|
| 4 | 30 minutes (also the per-video cap) | 30 minutes (per-video cap) |
| 7 | 17.1 minutes | 28.6 minutes |
| 16 | 7.5 minutes | 12.5 minutes |
| 31 | 3.9 minutes | 6.5 minutes |
| 48 | 2.5 minutes | 4.2 minutes |
These are the upper limits with no retakes. A realistic business explainer runs one to three minutes, so Creator copes at every rate except Avatar V's 48, where a three-minute weekly video would not fit. Keep a 20 per cent buffer for retakes: multiply the allowed minutes by 0.8. On an Avatar IV photo look at 16 credits a minute, Creator's safe weekly video becomes 6 minutes, comfortable for a two-minute explainer.
A worked example: a weekly update from a financial adviser
Say a financial adviser posts a weekly two-minute market note to clients. Script length: about 300 words. Videos a month: five in the longest month. Avatar: an Avatar IV photo look, listed at 16 credits a minute.
- Credits for five clean videos: 5 x 2 x 16 = 160.
- Retakes: suppose two videos need one regeneration each because a name was mispronounced: 2 x 2 x 16 = 64 more credits.
- Total: 224 credits, against a Creator allowance of 600. That leaves 376 spare, more than half.
Creator is plenty, and the extra $20 a month for Pro buys nothing the adviser uses. Now suppose the adviser prefers Avatar V, listed at 48 credits a minute: 5 x 2 x 48 = 480, plus retakes 2 x 2 x 48 = 192, total 672, over Creator's 600 but inside Pro's 1,000. The same adviser, choosing a different avatar engine, ends up on a different plan. That is why the first test is the avatar's credit cost, not the plan's feature list.
Five weekly-video patterns and the plan each suggests
The two-minute staff update
A wholesale distributor sends the team a weekly operations update of two minutes. On an Avatar IV photo look at 16 credits a minute and four videos, that is 128 credits, about 155 with a 20 per cent buffer. Creator, with room for a second weekly format.
The five-minute training clip
An HR consultancy posts a weekly five-minute policy explainer for client managers, presented by a custom avatar built from a video of a partner, which runs as an Avatar IV video look at 31 credits a minute. Over a five-week month: 5 x 5 x 31 = 775, over Creator's 600 before any retake. Pro, with 1,000, holds it with room for one retake of 155. Consider splitting each five-minute video into a two-minute avatar segment and a screen recording, which would also cut cost.
The product launch series
A B2B software reseller makes a weekly 90-second feature clip. At 31 credits a minute, 1.5 x 31 = 46.5 credits a clip, 233 credits for five. Creator again, with plenty of spare. Localising each clip is cheaper than people expect: HeyGen lists lip-synced translation at 6 credits a minute in Speed mode or 10 in Precision mode, so three extra languages add 27 to 45 credits a clip, a topic for HeyGen video translation.
The "everything the avatar does" plan
One owner wants a weekly video, a monthly long-form and a daily short. Total minutes: 5 x 2 + 10 + 22 x 0.5 = 31 minutes. On an Avatar IV photo look at 16 credits a minute that is 496 credits, inside Creator, but the 20 per cent buffer takes it to 595, right at the limit. On the owner's own video look at 31 credits a minute it is 961. Pro, comfortably.
The occasional weekly
A tradesperson wants a "tip of the week" of 45 seconds on Avatar V. At 48 credits a minute: 0.75 x 48 = 36 credits, 180 for five. Creator, or even the free plan's watermarked videos as a trial before paying.
The pattern: Creator covers a weekly two-minute video at every published avatar rate, retakes included, and up to five minutes on an Avatar IV photo look. Pro earns its extra $20 when videos run longer, the avatar rate is high, or you want the higher export ceiling.
A quick test to run before paying for either
- Use the free plan to make one real video. HeyGen lists up to three watermarked videos a month of up to a minute, fewer in some regions. Pick the avatar and voice you would actually use.
- Note the avatar engine and look you used and read its rate from HeyGen's credit table. Free videos do not draw on credits, so on a paid plan check the credit cost the editor shows before you generate.
- Divide. Credits per minute x your typical length x videos a month x 1.2 for retakes. Compare the result with 600 and 1,000.
- Pay for the smaller plan that clears the number and diarise a review at 60 days.
If you only need the free-plan basics first, is HeyGen worth it for a small business? Credit maths for four videos walks through a month of production and what each step costs.
What Pro adds that is not credits
Besides 400 more credits, Pro lists 4K export, fuller use of HeyGen's newest avatar engine, more text-to-speech (16+ hours against Creator's 10) and editing and proofreading of translation scripts. Ask whether you will use them:
- 4K export: matters if the video will be played on a large screen, cropped for a vertical cut or edited with zoom. On a phone, the difference between 1080p and 4K is hard to see.
- The newest avatar engine: Creator lists Avatar V with limited usage, while Pro lists it alongside first access to newer models. Avatar V may look more natural in close-ups, but at 48 credits a minute it costs three times an Avatar IV photo look. Test a 20-second sample of each look to compare quality against cost.
- Same 30-minute cap: neither plan lets a weekly video exceed 30 minutes. Business lists 60, but that is a different budget.
A useful trick: choose the avatar look for credit rate first, quality second. If Creator with a cheaper look at 16 credits a minute looks good enough on a phone, you have the same viewer experience for $20 less, and about 37 minutes of video a month.
Mistakes that make weekly videos burn credits
An illustrative case: a small agency started a weekly video on Creator, rewrote the script after generating, regenerated twice and ended up with three times the credits per video it planned. By week three the allowance ran out. The fixes are habits rather than plan upgrades:
- Finalise the script before generating. Read it aloud once. Fix numbers, names and long sentences in the document, not in the tool.
- Generate a 10-second sample first if the tool lets you preview a section, to check pronunciation and pacing.
- Keep a reusable intro and outro as separate short clips instead of regenerating them each week.
- Cut length. Every 30 seconds removed saves 8 credits on an Avatar IV photo look and 24 on Avatar V.
- Use screen recordings for the middle. Avatar for the opening and close, real footage for the demonstration.
Consistency across weeks matters too: a series that looks and sounds the same builds familiarity. Keeping AI-made videos on brand covers captions, voice and intros for exactly that.
A credit worksheet you can fill in before the first video
Copy this into a spreadsheet or a notes page. Each line has a worked value from an illustrative weekly series of 90-second explainers on an Avatar IV video look at 31 credits a minute:
Videos a month (longest month) ............ 5
Average finished length (minutes) ......... 1.5
Credits per minute (HeyGen's table) ....... 31 [check this first]
Credits for clean videos .................. 5 x 1.5 x 31 = 232.5
Retake allowance (20 per cent) ............ 46.5
Total credits needed ...................... 279
Plan allowance ............................ Creator 600 / Pro 1,000
Headroom on Creator ....................... 321 credits (53 per cent)
With 53 per cent headroom the answer is Creator, and the spare could cover a one-off translation or a longer quarterly video. Run the worksheet again with your own numbers, and again at Avatar V's 48 credits a minute, the dearest avatar rate in HeyGen's table: here that gives 360 credits, 432 with the buffer, still inside 600. If Creator clears the dearest rate, the decision survives a change of avatar. If it only clears the cheaper one, you are one avatar switch away from running out mid-month.
Quarter planner: how the months actually fall
Weekly videos do not divide evenly. Some months have five Mondays. A planner for a quarter shows the pressure point, here for an illustrative HR consultancy posting a weekly two-minute clip on an Avatar IV photo look at 16 credits a minute:
| Month | Videos | Planned credits | One-off extras | Total | Fits Creator (600)? |
|---|---|---|---|---|---|
| First (4 weeks) | 4 | 128 | None | 128 | Yes |
| Second (5 weeks) | 5 | 160 | Launch video of 5 minutes: 80 | 240 | Yes |
| Third (5 weeks) | 5 | 160 | Five videos translated into one language, Precision mode at 10 credits a minute: 100 | 260 | Yes |
Even the heaviest month uses 43 per cent of Creator's allowance, so Pro would be wasted money at this schedule and rate, and because monthly credits roll over for one extra month, a light month cushions the next. The planner matters most when a one-off lands in a five-week month, so look for the combination of a long video and a switch to a dearer avatar, which is where a clean-looking plan runs out of credits.
Annual billing, and what to do about it
HeyGen's pricing page marks its yearly toggle "2 months free", and its FAQ puts Creator at $24 a month when paid annually. No annual figure for Pro appeared in the page text I read. The saving is real on paper: 12 months at $29 is $348, against $288 a year at $24. Annual subscribers also get better rollover, with credits accumulating until the renewal date instead of lasting one extra month. But annual billing is a commitment, and a weekly video habit is precisely the sort that fades. A sensible approach is to stay monthly for the first 90 days, then switch to annual only if you have kept to the schedule and the credit use sits inside the plan. If you pay annually and then change plan, check whether unused months are refunded or credited. Read the terms on the billing page, not a summary.
Two further weekly series, costed
A wholesale distributor's Friday stock update
A distributor's sales manager posts a 60-second stock-and-price update every Friday for trade customers. On an Avatar IV photo look at 16 credits a minute that is 16 credits a video, 80 a month. Even on Avatar V at 48, it is 48 a video, 240 a month. Creator is more than enough, and the free plan's three one-minute videos could even cover part of a month. Where the plan matters is the watermark: free videos carry one, which looks poor on a trade-customer update, so Creator's watermark removal is the real reason to pay.
A software reseller's weekly how-to
A B2B software reseller posts a weekly four-minute how-to using an avatar for the introduction and conclusion, about 45 seconds in total, and screen recording for the rest. The avatar minutes are 0.75 a video, so 3.75 for five weeks. At 48 credits a minute that is 180 credits. Pro would be a waste; so would any avatar over a four-minute demonstration. The lesson repeats from earlier: spend avatar minutes only where a presenter adds something.
Consent and disclosure for a recurring series
Creator lists custom avatars, and a weekly series is where owners are tempted to create an avatar of themselves. If it depicts a real person, get that person's explicit written consent, including for how long it may be used, and keep the record. Decide in advance how you will tell viewers: a line in the video description such as "presented by an AI avatar" costs nothing and avoids a trust problem if a viewer assumes it is you on camera. The consent and data checks are set out in is HeyGen safe for business: likeness consent, data and disclosure. If clients are likely to think a human recorded the video each week, say otherwise plainly.
When you should move up, and when to move down
Review every two months with three numbers: credits used, retakes and videos published. Move up from Creator to Pro if you used more than 85 per cent of credits in two consecutive months, or if viewers' devices justify 4K. Move down from Pro if you used under 50 per cent of 1,000 credits for two months running: that is under 500, comfortably inside Creator's 600. Read the usage figure with rollover in mind, since a month that looks light may be spending last month's carried-over credits. Cancelling entirely is also valid: if weekly videos are not bringing enquiries, the cheapest plan is none. Before you decide that, compare against filming yourself; how much does an AI marketing video cost compared with a shoot gives a framework for the comparison.
The rule in one paragraph
Take your average video length in minutes, multiply by the number of videos a month, multiply by the avatar's credits per minute, add 20 per cent for retakes. If the result is 600 or under, Creator at $29 is enough. If it is between 600 and 1,000, Pro at $49 is the right size. If it is above 1,000, shorten the videos, change to a cheaper avatar look, or consider a different tool. Check your avatar's rate in HeyGen's credit table, and the cost the editor shows before you generate, since every other calculation here depends on it.
Creator versus Pro questions
Do unused HeyGen credits roll over?
Yes, for a while. HeyGen's pricing FAQ, read on 5 November 2026, says monthly subscribers' unused credits roll over for one more month, while annual subscribers' credits accumulate until the renewal date. Credits do not survive cancellation: once the paid cycle ends and the account drops to Free, the unused balance is lost.
Is 1080p good enough for business videos?
For most business uses, yes: website explainers, training clips, email and social posts all look fine at 1080p. Pro's 4K export matters for large-screen presentations, trade-show loops or footage you plan to crop and reuse. Watch your videos on a phone before deciding it is worth paying for.
Can I switch between Creator and Pro monthly?
Yes. HeyGen's help centre says an upgrade takes effect at once: you pay the price difference and get the extra credits immediately, so moving from Creator to Pro mid-cycle costs $20 and adds 400 credits. Downgrades usually take effect at the start of the next billing cycle, so you keep the higher plan until then.
What if I run out of credits mid-month?
Creator cannot buy a one-off credit pack: HeyGen's help centre says to upgrade to Pro. On Pro you move to a higher Pro tier. Only Business sells top-up blocks, at $5 per 100 credits. Plan for a 20 per cent buffer so one retake does not stop a weekly schedule, and shorten scripts first, since credits follow video length.
Further reads
- HeyGen Alternatives for Business Videos: Synthesia, Descript or Canva? — Other tools if credits do not suit your videos.
- Is AI Video Good Enough for Small Business Marketing? — Check the quality bar before committing to a schedule.
- HeyGen for Nonprofits: Donor Update Videos and Disclosure Rules — How a small nonprofit can make donor update videos in HeyGen: avatar consent, ready-to-copy disclosure wording, translation, and when to film a real face.
- Is Runway Worth It for Video Ads? Standard vs Pro Credit Maths — Runway Standard or Pro for short business video ads: credits per second, usable-clip rate and the cost of one finished 30-second ad.
- AI Tools and AI Development: The Complete 2026 Guide — the AI hub, including every tutorial in the AI-for-business series.
Sources: HeyGen pricing page and its pricing FAQ, and HeyGen help centre articles on using credits and on credit-based plans and subscriptions (including the per-minute credit table), read on 5 November 2026.